Jenny Hoyos is just 19 years old, but she has a thing or two to say about how you should spend your money.
“I’m a creator, but I’m an entrepreneur first,” Hoyos told Mashable at VidCon 2025. “And to sustain a creator career, entrepreneurship is very important. And that, what I mean by that is like understanding business because there’s a lot of creators who know how to get views, but they don’t know how to monetize the views.”
She’s best known for her ability to educate young audiences on responsible spending, like her YouTube video on making money on arcade games, using AI to make money on YouTube, and letting her dog trade stocks. But lately, she’s been making a lot of short-form content about everything from her relationship with her mom to cooking. And that kind of content has been working out pretty well for her, with 9.15 million subscribers on YouTube, 186,000 followers on TikTok, and 172,000 followers on Instagram.
We sat down with Hoyos at VidCon, where she was a featured creator, to talk about her workflow, the inspiration behind her videos, and how she monetizes her content.
If you had one piece of financial advice for your followers, what would it be?
The number one thing is people tend to get caught up in wanting to showcase that they have money to look cool. It’s funny because everyone’s making jokes about the Labubu, but it just makes me kinda sad. There’s some people who can’t afford it and I don’t want them to feel bad. That’s why I don’t like to show if I have nice things or things like that, because I don’t want people to feel bad, but also, no matter how much money I have, I’m never going to do that.
So I would tell people to be mindful of their money and don’t care about what other people have. There are so many people who buy a Mercedes and they don’t even have money — they got a loan for that. It doesn’t mean anything.
Another piece of advice: Invest in good quality — even though I said to save your money and be mindful of your money — except with food. Your food needs to be the highest quality because that’s going to prevent you from getting sick.
Like groceries or going out?
Don’t go out. Get good groceries. Get good quality foods. I know some people who will cheap out on food and then they go and spend on a Mercedes. Then they’re sick in their nice car.
How do you find inspiration for your videos?
Just living life. I try to capture relatable moments. Anything is a viral video. Something embarrassing happens that you can recreate? That’s a video.
What are some other tips for creating viral videos?
Study what other people are doing and twist it. Either combine trends or try and put a twist to a trend. If people are doing something in the color blue, try and do it in the color red.
Do you use AI at all?
Yes. I love it for brainstorming, especially if I see a trend, for example, and, and I want to make my own twist on it. I use AI to brainstorm a bunch of things and then I pick out what’s the best option.
Mashable Trend Report
So you use it as an ideation tool. Do you use it as a creation tool as well?
The whole process, yeah. I just have it be my partner and assistant. And then I have to select what’s good, because it’s not always good.
Which AI system do you use?
I love all of them, but Google Gemini is really good.
Can you walk me through your process from ideation to publishing?
There are different ways I can get an idea. Either it’s relatable and I can just film it, like if it happens in real life, I’ll just recreate that moment. But if I’m like taking a trend or something someone else has done that’s an outlier, I will say [to AI], ‘I want to make a video based around this. Give me different hooks or ways I can execute this.’ And then it gives me a bunch of different hooks. Because the hook is your idea. I don’t even think about, ‘oh, what is the viral video?’ I just think about what’s a viral hook, what’s gonna shock people, and what’s going to have that viral hook. And then I select it and I’m like, ‘okay, what’s the best payoff?’ And I have it give me different ideas for different payoffs. And then from there we just fill in the gaps and I just do the same thing for each line. And I film the video.
Do you use a script?
Sometimes, but less than 50 percent of the time it’s a script.
And you’re filming on your phone?
On my phone. It needs to look relatable.
What do you edit on?
I use Adobe Premier Pro on the computer.
Do you ever edit on your phone?
No, unless like I’m doing it for my Instagram Story. But for YouTube I do it on my computer. You could definitely do it on your phone, but I like to do it on my computer because I like to have a hard copy of everything and I save it into my server. I have a server that’s 100 terabytes. It holds all of my footage and edits.
What do you use to edit your Instagram stories?
I actually like to use Instagram Edits. It’s a new app, but I like to use it.
What has your platform taught you about using your voice?
The biggest thing is how impactful my influence is. It makes me want to use it for more good. One time I was at Sprouts and I ran to a fan and she told me, ‘I’ve been waiting here for hours because I saw that you go to this Sprouts.’ And their mom was like, ‘She saw that you were eating like these healthy meals, so she picked it out from Sprouts, the same thing that you were eating. Thank you for inspiring her to start eating fruits.’ And I’m like, no way. That’s amazing. Like, first of all, it’s crazy that she found the place that I go to, that’s shocking. But it’s great that she’s eating fruit. The second part, the fact that she decided to get the same healthy groceries, that stuck with me more. The third thing I thought was like, ‘Sprout’s gotta sponsor me.’
How do you engage with your community beyond Sprouts?
Responding to comments is everything, especially now that they have a voice message feature. Viewers love that. I want to engage with them as much as possible. The best way has been live streams, because you get to engage with a lot more people and you can even run polls and more people can feel like they’re engaging with the content. People want to be acknowledged and recognized. And we try to do that to as many people as possible.
What platforms have helped you most with creating that community growth?
YouTube. Fully. Easily. YouTube. YouTube has a great community feature.
What was your first viral video?
It was a $3 burrito hack. Essentially I found this hack where instead of spending $10 a burrito, you make it for $3. And it went so viral, over a hundred million views across platforms.
How did you sustain that virality to ensure that it wasn’t just a one hit wonder?
It’s all about content buckets, which is essentially when you create a series out of it. Something does well? Create a series out of it or a format. After my $3 burrito hack, I did a $1 coffee hack at McDonald’s. I started doing all these different hacks and then I built that baseline level of viewership.
Mashable will be live at Anaheim Convention Center this week covering VidCon 2025. Check back in the days ahead at Mashable.com, where we’ll be talking to your favorite creators, covering the latest trends, and sharing how creators are growing their followings, their influence, and making a living online.
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![This former notorious red-light district is now one of the world’s top AI hubs | TechCrunch
What every U.K. AI startup wants to know these days is, how can I get office space in King’s Cross?
The area is so hot that a VC firm allegedly recently won a deal by promising a founder office space in the neighborhood. “We stop at nothing to win deals [for] and to support” founders, “including helping them source office space when needed,” the firm told me when asked about the rumor, declining to confirm or deny any details.
The neighborhood’s popularity began back in 2016 when DeepMind — then newly acquired by Google — moved in. Soon after, a flood of AI startups followed, wanting to be around the Google DeepMind magic. Today, they hope to take advantage of the cluster of AI talent there.
This has transformed King’s Cross into one of the world’s top AI hubs, rivaled only by San Francisco and Beijing. Around London, it’s known by the sobriquet “Knowledge Quarter,” as it’s home to names like OpenAI, Meta, Isomorphic Labs, Cusp AI, Wayne, Recursive, and, a little farther down the road, Synthesia and Anthropic. The European Technology Network (ETN) just moved into a glossy new office nearby, while University College London sits around the corner.
Mixed in with the new developments are trendy food spots like Hoppers and BAO. Hop a train from King’s Cross, and founders can be in Cambridge in 45 minutes to source talent or can be in Paris in two hours to strike a deal.
Who would have guessed that a little more than 20 years ago, this was one of the seediest areas in London?
“In the ’80s, crack and heroin made the area a major narcotics market,” Hussein Kanji, an investor at Hoxton Ventures, said, recalling syringes in tree trunks and gangs patrolling the streets. “In 1982, the local church was occupied by the English Collective of Prostitutes for 12 straight days.” Then, in the early 2000s, a real estate developer had a dream and, well, “now it is the AI hotbed of the United Kingdom,” Kanji said. “What a change.” Around 18 months ago, his portfolio company BioCorteX moved from the neighborhood Holborn to the Jellicoe building in King’s Cross, hoping to be near the action. “Lots going on in London right now,” Nik Sharma, co-founder of BioCorteX, told me. “Lots of hyperscalers moving in.” That includes, reportedly, Jeff Bezos’ AI company Prometheus, which is also said to be in talks to move into the Jellicoe.
There are around 3,600 AI startups in London, which, together, have raised around .1 billion out of the .8 billion raised in the city since late July, according to Dealroom. Since the start of June, AI-related startups have leased more than 1 million square feet of office space in London, according to the real estate firm Knight Frank. With that, prime rents in King’s Cross have risen 18% over the past three years, Chris Dunn, a commercial insight associate at the firm, told me. That percentage represents only the largest leases encompassing at least 10,000 square feet, like the ones OpenAI and Prometheus are signing. The shorter deals go for even more, he said, and now the vacancy rate for conventional office space is just 0.9%. “Demand has outstripped supply,” he continued.
Today, one of the big topics of the area is sovereignty. It was a wake-up call for many when Anthropic shut off access to Mythos and Fable this summer, leaving some in the ecosystem to conclude: “We’d better look after ourselves,” Saul Klein, co-founder of the VC firm Phoenix Court, told me.
Phoenix Court is located in the King’s Cross area and has three portfolio companies in the vicinity, including Olix (which just announced a .3 billion valuation), Early Health and CoMind. Robin Klein, co-founder of the firm, said the shutdown of Fable and Mythos access was a “small but sharp reminder that Europe can’t simply rent its AI capabilities and capacity; it needs to build and hold some of its own.” King’s Cross, he said, is where much of this building is actually happening.
“The bigger question,” he continued, “is whether the U.K. builds the infrastructure, compute, energy, capital, to make this self-reliance durable, rather than just hosting outposts of U.S. labs.”
Image Credits:Phoenix Court
Top founders want to stay
Simon Kohl, founder of Latent Labs, has offices in King’s Cross and San Francisco. The London office, at the moment, is growing faster, and he’s more bullish than ever on the ecosystem, he said. “The mood right now feels less like London trying to catch up and more like London becoming one of the default places to start a serious AI company,” he said. Look around and you are likely to see Wayve testing its autonomous cars. Founded in 2017 by co-founder Alex Kendall, the unicorn is one of London’s biggest success stories.
“Ten years ago, building a frontier AI company from London felt like an unusual choice,” Kendall told me. “Now it feels like an obvious one.” Wayve moved into King’s Cross in 2018 looking for a space that could double as a garage — “a rare combination in Central London,” Kendall said. He has watched the ecosystem mature around him — and it’s now evident that a startup can stay in London, raise serious capital, hire world-class AI talent, and remain globally competitive, he said. Down the street from Anthropic’s new 158,000-square-foot office is the AI agent builder Sierra and the AI video platform Synthesia.
Laura Gonzalez Florez, Synthesia’s chief of staff and head of people, says the company moved into its glossy new office building a year ago to accommodate its growing team. They were drawn to the area for the same reason as everyone else: “It’s very close to the airport … very close to where a lot of investors are,” she said.
Image Credits:Synthesia
Around two-thirds of Synthesia’s engineers are remote, Gonzalez Florez said, letting the company tap into an affordable, international, and diverse talent pool and helping it scale faster. “From London, we can hire and work, without any problem, people from anywhere, from Slovenia to Portugal,” she said.
Unsurprisingly, London’s AI boom is also causing a talent war.U.K. AI job postings have skyrocketed in the past few years, per data from PwC. When Anthropic announced it moved into town earlier this year, it listed, for example, a salary range of £260,000 to £630,000 for a machine learning research engineer when the average salary in London for the same role is around £102,000. Some founders in the U.K., like those in Silicon Valley, are being forced to raise more and bigger rounds to keep up.
“The real test is whether more globally significant AI companies are founded, funded, and scaled from the U.K., while continuing to attract the world’s best talent to build them here,” Zain Ali, founder of the King’s Cross-based AI legal firm Centuro, told me. “If that continues to happen, King’s Cross won’t just be an AI hub. It’ll become one of the U.K.’s most important strategic assets.”
When you purchase through links in our articles, we may earn a small commission. This doesn’t affect our editorial independence.#Thisformernotorious #redlight #districtis #nowone #worlds #top #hubs #TechCrunchUK This former notorious red-light district is now one of the world’s top AI hubs | TechCrunch
What every U.K. AI startup wants to know these days is, how can I get office space in King’s Cross?
The area is so hot that a VC firm allegedly recently won a deal by promising a founder office space in the neighborhood. “We stop at nothing to win deals [for] and to support” founders, “including helping them source office space when needed,” the firm told me when asked about the rumor, declining to confirm or deny any details.
The neighborhood’s popularity began back in 2016 when DeepMind — then newly acquired by Google — moved in. Soon after, a flood of AI startups followed, wanting to be around the Google DeepMind magic. Today, they hope to take advantage of the cluster of AI talent there.
This has transformed King’s Cross into one of the world’s top AI hubs, rivaled only by San Francisco and Beijing. Around London, it’s known by the sobriquet “Knowledge Quarter,” as it’s home to names like OpenAI, Meta, Isomorphic Labs, Cusp AI, Wayne, Recursive, and, a little farther down the road, Synthesia and Anthropic. The European Technology Network (ETN) just moved into a glossy new office nearby, while University College London sits around the corner.
Mixed in with the new developments are trendy food spots like Hoppers and BAO. Hop a train from King’s Cross, and founders can be in Cambridge in 45 minutes to source talent or can be in Paris in two hours to strike a deal.
Who would have guessed that a little more than 20 years ago, this was one of the seediest areas in London?
“In the ’80s, crack and heroin made the area a major narcotics market,” Hussein Kanji, an investor at Hoxton Ventures, said, recalling syringes in tree trunks and gangs patrolling the streets. “In 1982, the local church was occupied by the English Collective of Prostitutes for 12 straight days.” Then, in the early 2000s, a real estate developer had a dream and, well, “now it is the AI hotbed of the United Kingdom,” Kanji said. “What a change.” Around 18 months ago, his portfolio company BioCorteX moved from the neighborhood Holborn to the Jellicoe building in King’s Cross, hoping to be near the action. “Lots going on in London right now,” Nik Sharma, co-founder of BioCorteX, told me. “Lots of hyperscalers moving in.” That includes, reportedly, Jeff Bezos’ AI company Prometheus, which is also said to be in talks to move into the Jellicoe.
There are around 3,600 AI startups in London, which, together, have raised around .1 billion out of the .8 billion raised in the city since late July, according to Dealroom. Since the start of June, AI-related startups have leased more than 1 million square feet of office space in London, according to the real estate firm Knight Frank. With that, prime rents in King’s Cross have risen 18% over the past three years, Chris Dunn, a commercial insight associate at the firm, told me. That percentage represents only the largest leases encompassing at least 10,000 square feet, like the ones OpenAI and Prometheus are signing. The shorter deals go for even more, he said, and now the vacancy rate for conventional office space is just 0.9%. “Demand has outstripped supply,” he continued.
Today, one of the big topics of the area is sovereignty. It was a wake-up call for many when Anthropic shut off access to Mythos and Fable this summer, leaving some in the ecosystem to conclude: “We’d better look after ourselves,” Saul Klein, co-founder of the VC firm Phoenix Court, told me.
Phoenix Court is located in the King’s Cross area and has three portfolio companies in the vicinity, including Olix (which just announced a .3 billion valuation), Early Health and CoMind. Robin Klein, co-founder of the firm, said the shutdown of Fable and Mythos access was a “small but sharp reminder that Europe can’t simply rent its AI capabilities and capacity; it needs to build and hold some of its own.” King’s Cross, he said, is where much of this building is actually happening.
“The bigger question,” he continued, “is whether the U.K. builds the infrastructure, compute, energy, capital, to make this self-reliance durable, rather than just hosting outposts of U.S. labs.”
Image Credits:Phoenix Court
Top founders want to stay
Simon Kohl, founder of Latent Labs, has offices in King’s Cross and San Francisco. The London office, at the moment, is growing faster, and he’s more bullish than ever on the ecosystem, he said. “The mood right now feels less like London trying to catch up and more like London becoming one of the default places to start a serious AI company,” he said. Look around and you are likely to see Wayve testing its autonomous cars. Founded in 2017 by co-founder Alex Kendall, the unicorn is one of London’s biggest success stories.
“Ten years ago, building a frontier AI company from London felt like an unusual choice,” Kendall told me. “Now it feels like an obvious one.” Wayve moved into King’s Cross in 2018 looking for a space that could double as a garage — “a rare combination in Central London,” Kendall said. He has watched the ecosystem mature around him — and it’s now evident that a startup can stay in London, raise serious capital, hire world-class AI talent, and remain globally competitive, he said. Down the street from Anthropic’s new 158,000-square-foot office is the AI agent builder Sierra and the AI video platform Synthesia.
Laura Gonzalez Florez, Synthesia’s chief of staff and head of people, says the company moved into its glossy new office building a year ago to accommodate its growing team. They were drawn to the area for the same reason as everyone else: “It’s very close to the airport … very close to where a lot of investors are,” she said.
Image Credits:Synthesia
Around two-thirds of Synthesia’s engineers are remote, Gonzalez Florez said, letting the company tap into an affordable, international, and diverse talent pool and helping it scale faster. “From London, we can hire and work, without any problem, people from anywhere, from Slovenia to Portugal,” she said.
Unsurprisingly, London’s AI boom is also causing a talent war.U.K. AI job postings have skyrocketed in the past few years, per data from PwC. When Anthropic announced it moved into town earlier this year, it listed, for example, a salary range of £260,000 to £630,000 for a machine learning research engineer when the average salary in London for the same role is around £102,000. Some founders in the U.K., like those in Silicon Valley, are being forced to raise more and bigger rounds to keep up.
“The real test is whether more globally significant AI companies are founded, funded, and scaled from the U.K., while continuing to attract the world’s best talent to build them here,” Zain Ali, founder of the King’s Cross-based AI legal firm Centuro, told me. “If that continues to happen, King’s Cross won’t just be an AI hub. It’ll become one of the U.K.’s most important strategic assets.”
When you purchase through links in our articles, we may earn a small commission. This doesn’t affect our editorial independence.#Thisformernotorious #redlight #districtis #nowone #worlds #top #hubs #TechCrunchUK](https://techcrunch.com/wp-content/uploads/2026/08/DM9A2852.jpg?w=680)

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