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Danish startup FlatPay joins the club of European fintech unicorns to track | TechCrunch

Danish startup FlatPay joins the club of European fintech unicorns to track | TechCrunch

Flatpay, which facilitates card payments for SMBs, has joined the ranks of European fintech unicorns — or startups valued at more than $1 billion — a milestone that has driven some of the region’s biggest exits. These include competitors like Adyen, a Dutch payment processing giant that remains far ahead in scale. However, Flatpay’s fresh funding could help it narrow the gap.

Flatpay’s bet is that it can challenge larger players by charging small merchants a flat transaction rate to use its card terminals and point-of-sales systems. This focus on a segment that accounts for 99% of European businesses has driven rapid traction: the startup now claims around 60,000 customers, up from 7,000 in April 2024.

Flatpay’s own valuation has grown at a similarly fast pace. Now valued at €1.5 billion ($1.75 billion), the Danish startup reached unicorn status in only three years. But while CEO and co-founder Sander Janca-Jensen is proud of this accomplishment, he has his eyes on another metric: annual recurring revenue (ARR).

“We crossed €100 million of ARR in October,” Janca-Jensen told TechCrunch. He added that this amount (approximately $116 million) is increasing by nearly €1 million a day ($1.16 million). “The plan for 2026 is to grow another 300%, so hopefully leave the year with between €400 and €500 million of ARR.”

To fund this ambitious growth — since the startup is still unprofitable — Flatpay raised €145 million in its latest round (approximately $169 million). The round was backed by AVP Growth and Smash Capital, as well as Dawn Capital, which had led the startup’s €$47 million Series B. German soccer player Mario Götze also participated in that previous round.

The newly raised capital will support continued growth in Flatpay’s current markets — Denmark, Finland, France, Germany, Italy, and the U.K. — as well as further expansion into one or two new markets next year. Janca-Jensen declined to reveal which ones, but job postings suggest that the Netherlands may be next.

Flatpay currently has 1,500 staffers — or “flatpayers” — and plans to double by the end of next year. Increasing headcount is a goal the company puts on the same level as revenue, stating in a press release that it aims to grow both by 10x by 2029. This may seem unusual, but they go hand-in-hand for the company, which onboards its customers in person.

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This stems from its hypothesis that SMB owners actively look for new solutions, even if their current systems are overpriced or insufficient. “That’s where we come in the door,” Janca-Jensen said. He means this literally — Flatpay shows up with pen and paper to explain its pricing, and with card terminals for instant demos. “Every sales person has that suitcase.”

Flatpay’s demo kit.Image Credits:Flatpay

This hands-on approach is what might help Flatpay increase its share of a market that is also coveted by legacy providers, large fintech players like PayPal, Stripe and SumUp, as well as new entrants focusing on specific sectors, such as hospitality. But the real differentiator might be the insight behind it: SMBs want simplicity, and Flatpay leaves them “ready to go.”

While this makes for higher customer acquisition costs than average, especially when combined with 24/7 customer support, Janca-Jensen said that creating demand allows the startup to grow much faster than it would otherwise. In turn, this triple-digit growth makes Flatpay’s emphasis on human interaction much more palatable to investors, even during today’s AI-obsessed investing cycle.

The company isn’t ignoring AI entirely — it uses the technology for real-time features and is experimenting with voice AI agents. Flatpay is also planning to expand further into fintech with a banking suite that would include cards and accounts. For Janca-Jensen, the key is gradual adoption — so that instead of getting overwhelmed, SMB owners can “eat the elephant one bite at a time.”

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#Danish #startup #FlatPay #joins #club #European #fintech #unicorns #track #TechCrunch


Open-style wireless earbuds are all the rage these days, but not all the major brands are on board yet. Samsung, for example, still has its semi-open-ear Galaxy Buds 4, but nothing quite as open as the Bose Ultra Open Earbuds or Nothing’s Ear Open. I should say Samsung doesn’t have anything fully open yet.

According to a leak from SammyGuru, Samsung is working on a new pair of Galaxy Buds called the Galaxy Buds Able, and it looks like that unreleased pair might opt for an open-style clip design if illustrations found in recent One UI firmware are anything to go by.

In addition to the open-style design, SammyGuru is also reporting that the Galaxy Buds Able will use bone conduction, which is suited for delivering sound without needing to plug up your ears with silicone ear tips. Another benefit of bone conduction is that it’s not prone to sound leakage, which is often a downside of most pairs of open wireless earbuds. Bone conduction is also often used in more fitness-focused wireless earbuds, so there’s a chance the Galaxy Buds Able might lean into running and other exercise applications.

While clip-style open wireless earbuds aren’t novel—Sony, SoundPeats, and JBL all have their own pairs now—it’d be a departure for Samsung and a big indicator that open wireless earbuds are having a huge moment right now. If the leaks pan out, one of the things I’m most interested to see is whether Samsung endeavors to provide any kind of noise reduction. Though full-on active noise cancellation (ANC) isn’t possible without ear tips, brands like Shokz have managed to provide a surprisingly effective level of noise reduction that scratches a similar itch. Shokz’s OpenFit Pro, for example, are its only pair with noise reduction, but they do have a bulkier design. They’re not exactly clip-style; instead, they loop around the back of your ears with a sound module that nestles into the outer ear.

Since the Galaxy Buds Able aren’t official yet, there’s no word on price or release date, but there’s a chance they could end up being unveiled this summer at Samsung’s next Unpacked event.

#Samsungs #Pair #Galaxy #Buds #Huge #Departureaudio,Galaxy Buds Pro,wireless earbuds">Samsung’s Next Pair of Galaxy Buds Look Like a Huge Departure
                Open-style wireless earbuds are all the rage these days, but not all the major brands are on board yet. Samsung, for example, still has its semi-open-ear Galaxy Buds 4, but nothing quite as open as the Bose Ultra Open Earbuds or Nothing’s Ear Open. I should say Samsung doesn’t have anything fully open yet.

 According to a leak from SammyGuru, Samsung is working on a new pair of Galaxy Buds called the Galaxy Buds Able, and it looks like that unreleased pair might opt for an open-style clip design if illustrations found in recent One UI firmware are anything to go by. In addition to the open-style design, SammyGuru is also reporting that the Galaxy Buds Able will use bone conduction, which is suited for delivering sound without needing to plug up your ears with silicone ear tips. Another benefit of bone conduction is that it’s not prone to sound leakage, which is often a downside of most pairs of open wireless earbuds. Bone conduction is also often used in more fitness-focused wireless earbuds, so there’s a chance the Galaxy Buds Able might lean into running and other exercise applications.  Samsung’s upcoming Galaxy Buds Able, spotted in One UI firmware, feature a unique clip-on bone conduction design that keeps your ears open while delivering sound in a whole new way.   Would you trade premium sound quality for more awareness and comfort in your daily listening?… — SammyGuru (@sammygurus) April 20, 2026  While clip-style open wireless earbuds aren’t novel—Sony, SoundPeats, and JBL all have their own pairs now—it’d be a departure for Samsung and a big indicator that open wireless earbuds are having a huge moment right now. If the leaks pan out, one of the things I’m most interested to see is whether Samsung endeavors to provide any kind of noise reduction. Though full-on active noise cancellation (ANC) isn’t possible without ear tips, brands like Shokz have managed to provide a surprisingly effective level of noise reduction that scratches a similar itch. Shokz’s OpenFit Pro, for example, are its only pair with noise reduction, but they do have a bulkier design. They’re not exactly clip-style; instead, they loop around the back of your ears with a sound module that nestles into the outer ear.

 Since the Galaxy Buds Able aren’t official yet, there’s no word on price or release date, but there’s a chance they could end up being unveiled this summer at Samsung’s next Unpacked event.      #Samsungs #Pair #Galaxy #Buds #Huge #Departureaudio,Galaxy Buds Pro,wireless earbuds

semi-open-ear Galaxy Buds 4, but nothing quite as open as the Bose Ultra Open Earbuds or Nothing’s Ear Open. I should say Samsung doesn’t have anything fully open yet.

According to a leak from SammyGuru, Samsung is working on a new pair of Galaxy Buds called the Galaxy Buds Able, and it looks like that unreleased pair might opt for an open-style clip design if illustrations found in recent One UI firmware are anything to go by.

In addition to the open-style design, SammyGuru is also reporting that the Galaxy Buds Able will use bone conduction, which is suited for delivering sound without needing to plug up your ears with silicone ear tips. Another benefit of bone conduction is that it’s not prone to sound leakage, which is often a downside of most pairs of open wireless earbuds. Bone conduction is also often used in more fitness-focused wireless earbuds, so there’s a chance the Galaxy Buds Able might lean into running and other exercise applications.

While clip-style open wireless earbuds aren’t novel—Sony, SoundPeats, and JBL all have their own pairs now—it’d be a departure for Samsung and a big indicator that open wireless earbuds are having a huge moment right now. If the leaks pan out, one of the things I’m most interested to see is whether Samsung endeavors to provide any kind of noise reduction. Though full-on active noise cancellation (ANC) isn’t possible without ear tips, brands like Shokz have managed to provide a surprisingly effective level of noise reduction that scratches a similar itch. Shokz’s OpenFit Pro, for example, are its only pair with noise reduction, but they do have a bulkier design. They’re not exactly clip-style; instead, they loop around the back of your ears with a sound module that nestles into the outer ear.

Since the Galaxy Buds Able aren’t official yet, there’s no word on price or release date, but there’s a chance they could end up being unveiled this summer at Samsung’s next Unpacked event.

#Samsungs #Pair #Galaxy #Buds #Huge #Departureaudio,Galaxy Buds Pro,wireless earbuds">Samsung’s Next Pair of Galaxy Buds Look Like a Huge DepartureSamsung’s Next Pair of Galaxy Buds Look Like a Huge Departure
                Open-style wireless earbuds are all the rage these days, but not all the major brands are on board yet. Samsung, for example, still has its semi-open-ear Galaxy Buds 4, but nothing quite as open as the Bose Ultra Open Earbuds or Nothing’s Ear Open. I should say Samsung doesn’t have anything fully open yet.

 According to a leak from SammyGuru, Samsung is working on a new pair of Galaxy Buds called the Galaxy Buds Able, and it looks like that unreleased pair might opt for an open-style clip design if illustrations found in recent One UI firmware are anything to go by. In addition to the open-style design, SammyGuru is also reporting that the Galaxy Buds Able will use bone conduction, which is suited for delivering sound without needing to plug up your ears with silicone ear tips. Another benefit of bone conduction is that it’s not prone to sound leakage, which is often a downside of most pairs of open wireless earbuds. Bone conduction is also often used in more fitness-focused wireless earbuds, so there’s a chance the Galaxy Buds Able might lean into running and other exercise applications.  Samsung’s upcoming Galaxy Buds Able, spotted in One UI firmware, feature a unique clip-on bone conduction design that keeps your ears open while delivering sound in a whole new way.   Would you trade premium sound quality for more awareness and comfort in your daily listening?… — SammyGuru (@sammygurus) April 20, 2026  While clip-style open wireless earbuds aren’t novel—Sony, SoundPeats, and JBL all have their own pairs now—it’d be a departure for Samsung and a big indicator that open wireless earbuds are having a huge moment right now. If the leaks pan out, one of the things I’m most interested to see is whether Samsung endeavors to provide any kind of noise reduction. Though full-on active noise cancellation (ANC) isn’t possible without ear tips, brands like Shokz have managed to provide a surprisingly effective level of noise reduction that scratches a similar itch. Shokz’s OpenFit Pro, for example, are its only pair with noise reduction, but they do have a bulkier design. They’re not exactly clip-style; instead, they loop around the back of your ears with a sound module that nestles into the outer ear.

 Since the Galaxy Buds Able aren’t official yet, there’s no word on price or release date, but there’s a chance they could end up being unveiled this summer at Samsung’s next Unpacked event.      #Samsungs #Pair #Galaxy #Buds #Huge #Departureaudio,Galaxy Buds Pro,wireless earbuds

Open-style wireless earbuds are all the rage these days, but not all the major brands are on board yet. Samsung, for example, still has its semi-open-ear Galaxy Buds 4, but nothing quite as open as the Bose Ultra Open Earbuds or Nothing’s Ear Open. I should say Samsung doesn’t have anything fully open yet.

According to a leak from SammyGuru, Samsung is working on a new pair of Galaxy Buds called the Galaxy Buds Able, and it looks like that unreleased pair might opt for an open-style clip design if illustrations found in recent One UI firmware are anything to go by.

In addition to the open-style design, SammyGuru is also reporting that the Galaxy Buds Able will use bone conduction, which is suited for delivering sound without needing to plug up your ears with silicone ear tips. Another benefit of bone conduction is that it’s not prone to sound leakage, which is often a downside of most pairs of open wireless earbuds. Bone conduction is also often used in more fitness-focused wireless earbuds, so there’s a chance the Galaxy Buds Able might lean into running and other exercise applications.

While clip-style open wireless earbuds aren’t novel—Sony, SoundPeats, and JBL all have their own pairs now—it’d be a departure for Samsung and a big indicator that open wireless earbuds are having a huge moment right now. If the leaks pan out, one of the things I’m most interested to see is whether Samsung endeavors to provide any kind of noise reduction. Though full-on active noise cancellation (ANC) isn’t possible without ear tips, brands like Shokz have managed to provide a surprisingly effective level of noise reduction that scratches a similar itch. Shokz’s OpenFit Pro, for example, are its only pair with noise reduction, but they do have a bulkier design. They’re not exactly clip-style; instead, they loop around the back of your ears with a sound module that nestles into the outer ear.

Since the Galaxy Buds Able aren’t official yet, there’s no word on price or release date, but there’s a chance they could end up being unveiled this summer at Samsung’s next Unpacked event.

#Samsungs #Pair #Galaxy #Buds #Huge #Departureaudio,Galaxy Buds Pro,wireless earbuds

I was delighted to see that the Acer Chromebook Plus 516 didn’t skimp on a crappy touchpad. That goes a long way toward improving the experiencing of actually using the laptop on a moment-by-moment basis. I wasn’t annoyed every time I had to click-and-drag or select a bit of text. This one’s biggest weakness is definitely the screen, which is true of just about every cheap Chromebook I’ve tested. The colors are ugly and desaturated, giving the whole thing a sickly green tint. It’s also not the sharpest in the world, as it’s stretching 1920 x 1200 pixels across a large, 16-inch screen. But in terms of usability and performance, the Acer Chromebook Plus 516 is a great value, combining an Intel Core i3 processor with 8 GB of RAM and a 128 GB of storage. For a Chromebook that’s often on sale for $350, it’s a steal.

While we’re here, let’s go even cheaper, shall we? Asus has two dirt-cheap Chromebooks that I tested last year that I was mildly impressed by. The Asus Chromebook CX14 and CX15. Notice in the name that these are not “Chromebook Plus” models, meaning they can be configured with less RAM and storage, and even use lower-powered processors. That’s exactly what you get on the cheaper configurations of the CX14 and CX15, which is how you sometimes get prices down to as low as $130. I definitely recommend the version with 8 GB of RAM, but regardless of which you choose, the both the CX14 and larger CX15 are mildly attractive laptops. You’d know that’s a big compliment if you’ve seen just how ugly Chromebooks of this price have been in the past.

With these, though, I appreciate the relatively thin bezels and chassis thickness, as well as the larger touchpad and comfortable keyboard. The CX15 even comes in a striking blue color. The touchpad isn’t great, nor is the display. Like the Acer Chromebook Plus 516, it suffers from poor color reproduction and only goes up to 250 nits of brightness. It only has a 720p webcam too, which makes video calls a bit rough. But that’s going to be true of nearly all the competition (and there isn’t much).

Of the two models, I definitely prefer the CX14 though, as it doesn’t have a numberpad and off-center touchpad, which I’ve always found to be awkward to use. Look—no one’s going to love using a computer that costs the less than $200, but if it’s what you can afford, the Asus Chromebook CX14 will at least get you by without too much frustration.

Whatever you do, don’t just head over to Amazon and buy whatever ancient Chromebook is selling for $100 for your kid. It’s worth the extra cash to get something with better battery life, a more modern look, and decent performance.

Other Good Chromebooks We’ve Tested

We’ve tested dozens and dozens of Chromebooks over the past years, having reviewed every major release across the spectrum of price. Unlike Macs and Windows laptops, Chromebooks tends to stick around a bit longer though, and aren’t refreshed as often. I stand by my picks above, but here are a few standouts from our testing that are still worth buying for the right person.

Image may contain Computer Electronics Laptop Pc Computer Hardware Computer Keyboard and Hardware

Photograph: Daniel Thorp-Lancaster

#Chromebooks #Correctchromebooks,laptops,buying guides,google">The Best Chromebooks Are Doing Their Best to Course CorrectI was delighted to see that the Acer Chromebook Plus 516 didn’t skimp on a crappy touchpad. That goes a long way toward improving the experiencing of actually using the laptop on a moment-by-moment basis. I wasn’t annoyed every time I had to click-and-drag or select a bit of text. This one’s biggest weakness is definitely the screen, which is true of just about every cheap Chromebook I’ve tested. The colors are ugly and desaturated, giving the whole thing a sickly green tint. It’s also not the sharpest in the world, as it’s stretching 1920 x 1200 pixels across a large, 16-inch screen. But in terms of usability and performance, the Acer Chromebook Plus 516 is a great value, combining an Intel Core i3 processor with 8 GB of RAM and a 128 GB of storage. For a Chromebook that’s often on sale for 0, it’s a steal.While we’re here, let’s go even cheaper, shall we? Asus has two dirt-cheap Chromebooks that I tested last year that I was mildly impressed by. The Asus Chromebook CX14 and CX15. Notice in the name that these are not “Chromebook Plus” models, meaning they can be configured with less RAM and storage, and even use lower-powered processors. That’s exactly what you get on the cheaper configurations of the CX14 and CX15, which is how you sometimes get prices down to as low as 0. I definitely recommend the version with 8 GB of RAM, but regardless of which you choose, the both the CX14 and larger CX15 are mildly attractive laptops. You’d know that’s a big compliment if you’ve seen just how ugly Chromebooks of this price have been in the past.With these, though, I appreciate the relatively thin bezels and chassis thickness, as well as the larger touchpad and comfortable keyboard. The CX15 even comes in a striking blue color. The touchpad isn’t great, nor is the display. Like the Acer Chromebook Plus 516, it suffers from poor color reproduction and only goes up to 250 nits of brightness. It only has a 720p webcam too, which makes video calls a bit rough. But that’s going to be true of nearly all the competition (and there isn’t much).Of the two models, I definitely prefer the CX14 though, as it doesn’t have a numberpad and off-center touchpad, which I’ve always found to be awkward to use. Look—no one’s going to love using a computer that costs the less than 0, but if it’s what you can afford, the Asus Chromebook CX14 will at least get you by without too much frustration.Whatever you do, don’t just head over to Amazon and buy whatever ancient Chromebook is selling for 0 for your kid. It’s worth the extra cash to get something with better battery life, a more modern look, and decent performance.Other Good Chromebooks We’ve TestedWe’ve tested dozens and dozens of Chromebooks over the past years, having reviewed every major release across the spectrum of price. Unlike Macs and Windows laptops, Chromebooks tends to stick around a bit longer though, and aren’t refreshed as often. I stand by my picks above, but here are a few standouts from our testing that are still worth buying for the right person.Photograph: Daniel Thorp-Lancaster#Chromebooks #Correctchromebooks,laptops,buying guides,google

Asus Chromebook CX14 and CX15. Notice in the name that these are not “Chromebook Plus” models, meaning they can be configured with less RAM and storage, and even use lower-powered processors. That’s exactly what you get on the cheaper configurations of the CX14 and CX15, which is how you sometimes get prices down to as low as $130. I definitely recommend the version with 8 GB of RAM, but regardless of which you choose, the both the CX14 and larger CX15 are mildly attractive laptops. You’d know that’s a big compliment if you’ve seen just how ugly Chromebooks of this price have been in the past.

With these, though, I appreciate the relatively thin bezels and chassis thickness, as well as the larger touchpad and comfortable keyboard. The CX15 even comes in a striking blue color. The touchpad isn’t great, nor is the display. Like the Acer Chromebook Plus 516, it suffers from poor color reproduction and only goes up to 250 nits of brightness. It only has a 720p webcam too, which makes video calls a bit rough. But that’s going to be true of nearly all the competition (and there isn’t much).

Of the two models, I definitely prefer the CX14 though, as it doesn’t have a numberpad and off-center touchpad, which I’ve always found to be awkward to use. Look—no one’s going to love using a computer that costs the less than $200, but if it’s what you can afford, the Asus Chromebook CX14 will at least get you by without too much frustration.

Whatever you do, don’t just head over to Amazon and buy whatever ancient Chromebook is selling for $100 for your kid. It’s worth the extra cash to get something with better battery life, a more modern look, and decent performance.

Other Good Chromebooks We’ve Tested

We’ve tested dozens and dozens of Chromebooks over the past years, having reviewed every major release across the spectrum of price. Unlike Macs and Windows laptops, Chromebooks tends to stick around a bit longer though, and aren’t refreshed as often. I stand by my picks above, but here are a few standouts from our testing that are still worth buying for the right person.

Image may contain Computer Electronics Laptop Pc Computer Hardware Computer Keyboard and Hardware

Photograph: Daniel Thorp-Lancaster

#Chromebooks #Correctchromebooks,laptops,buying guides,google">The Best Chromebooks Are Doing Their Best to Course Correct

I was delighted to see that the Acer Chromebook Plus 516 didn’t skimp on a crappy touchpad. That goes a long way toward improving the experiencing of actually using the laptop on a moment-by-moment basis. I wasn’t annoyed every time I had to click-and-drag or select a bit of text. This one’s biggest weakness is definitely the screen, which is true of just about every cheap Chromebook I’ve tested. The colors are ugly and desaturated, giving the whole thing a sickly green tint. It’s also not the sharpest in the world, as it’s stretching 1920 x 1200 pixels across a large, 16-inch screen. But in terms of usability and performance, the Acer Chromebook Plus 516 is a great value, combining an Intel Core i3 processor with 8 GB of RAM and a 128 GB of storage. For a Chromebook that’s often on sale for $350, it’s a steal.

While we’re here, let’s go even cheaper, shall we? Asus has two dirt-cheap Chromebooks that I tested last year that I was mildly impressed by. The Asus Chromebook CX14 and CX15. Notice in the name that these are not “Chromebook Plus” models, meaning they can be configured with less RAM and storage, and even use lower-powered processors. That’s exactly what you get on the cheaper configurations of the CX14 and CX15, which is how you sometimes get prices down to as low as $130. I definitely recommend the version with 8 GB of RAM, but regardless of which you choose, the both the CX14 and larger CX15 are mildly attractive laptops. You’d know that’s a big compliment if you’ve seen just how ugly Chromebooks of this price have been in the past.

With these, though, I appreciate the relatively thin bezels and chassis thickness, as well as the larger touchpad and comfortable keyboard. The CX15 even comes in a striking blue color. The touchpad isn’t great, nor is the display. Like the Acer Chromebook Plus 516, it suffers from poor color reproduction and only goes up to 250 nits of brightness. It only has a 720p webcam too, which makes video calls a bit rough. But that’s going to be true of nearly all the competition (and there isn’t much).

Of the two models, I definitely prefer the CX14 though, as it doesn’t have a numberpad and off-center touchpad, which I’ve always found to be awkward to use. Look—no one’s going to love using a computer that costs the less than $200, but if it’s what you can afford, the Asus Chromebook CX14 will at least get you by without too much frustration.

Whatever you do, don’t just head over to Amazon and buy whatever ancient Chromebook is selling for $100 for your kid. It’s worth the extra cash to get something with better battery life, a more modern look, and decent performance.

Other Good Chromebooks We’ve Tested

We’ve tested dozens and dozens of Chromebooks over the past years, having reviewed every major release across the spectrum of price. Unlike Macs and Windows laptops, Chromebooks tends to stick around a bit longer though, and aren’t refreshed as often. I stand by my picks above, but here are a few standouts from our testing that are still worth buying for the right person.

Image may contain Computer Electronics Laptop Pc Computer Hardware Computer Keyboard and Hardware

Photograph: Daniel Thorp-Lancaster

#Chromebooks #Correctchromebooks,laptops,buying guides,google

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